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At Richard Killen & Associates, we understand that people unavoidably get into financial troubles for many reasons – job loss, reduced income, medical expenses, or just coping with the rising costs of raising a family. When you are in over your head in debt it can be extremely stressful, particularly when you are uncertain about the future and fear that you will never be able to pay off your creditors. The unending spiral of high-interest rates, late fees if you fall behind on your payments can keep adding up and make it seem impossible to become debt-free.
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